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DESCRIPTION:   'Title: The Future of Payments: AI\, Agentic Commerce and th
 e Next Wave\n   of Innovation\n   Tags: Payment Village | Creator Talk/Pan
 el\n   When: Friday\, Aug 7\, 10:45 - 11:30 PDT\n   Where: LVCCW Level 1 H
 all 3 1104 (Creator Stage 4) - [1]Map\n\n   Description:\n\n   The payment
 s industry is entering a new era of transformation\, where\n   AI reshapes
  the way consumers and businesses buy\, pay\, and determine\n   risk throu
 ghout the payment journey.\n\n   Join leaders from across the payments eco
 system as they explore the\n   technologies\, opportunities\, and challeng
 es shaping the future of this\n   space. This panel will examine how finan
 cial institutions\, payment\n   providers\, merchants\, and technology com
 panies are preparing for a\n   world where AI augments decision-making\, a
 utomates operations\, and\n   increasingly acts on behalf of users to deli
 ver more seamless\, secure\,\n   and intelligent payment experiences.\n\n 
   Attendees will gain actionable insights into the technologies and\n   ma
 rket forces redefining payments. Panelists will share their\n   perspectiv
 es on the emerging innovations\, strategic priorities\, and\n   industry s
 hifts that will shape the next generation of payment\n   experiences. They
  will offer practical guidance on how organizations\n   can prepare for an
  increasingly intelligent\, automated\, and\n   interconnected payments ec
 osystem.\n\n   Speakers:Daniel Cuthbert\,Leigh-Anne Galloway\,Jorge Branif
 f\,Sanjeev\n   Sharma\n\n   SpeakerBio:  Daniel Cuthbert\, Global Head of 
 Cyber Security Research\,\n   Banco Santander\n\n   Daniel Cuthbert is the
  Global Head of Cyber Security Research at\n   Santander\, where he leads 
 global security research and drives\n   innovation in cyber defence across
  the organisation. He serves on the\n   Black Hat Review Board and is a fo
 unding member of OWASP\, having\n   co-authored both the OWASP Testing Gui
 de and the OWASP Application\n   Security Verification Standard (ASVS). Wi
 th more than 20 years of\n   experience in offensive security\, applicatio
 n security\, and threat\n   research\, Daniel is a frequent speaker and tr
 usted advisor on emerging\n   cyber threats\, secure engineering\, and sec
 urity strategy.\n\n   SpeakerBio:  Leigh-Anne Galloway\, Founder\, Payment
  Village\n\n   Leigh-Anne Galloway is a security researcher and testing sp
 ecialist\n   focusing on payment security\, application security\, fraud\,
  and\n   adversarial testing. Leigh-Anne is the founder of The Payment Vil
 lage\,\n   a non-profit initiative dedicated to educating people on the\n 
   intricacies of payment systems\, fostering the next generation of\n   pa
 yment security professionals\, and creating space for critical\n   discuss
 ion within the industry. She has presented and authored\n   research on AT
 M security\, mPOS vulnerabilities\, NFC payments\, fraud\,\n   and applica
 tion security.\n\n   SpeakerBio:  Jorge Braniff\, VP of Fraud and Product 
 Operations at\n   Incode Technologies\n\n   Jorge Braniff is VP of Fraud a
 nd Product Operations at Incode\n   Technologies\, where he leads a global
  organization spanning fraud\n   detection\, document intelligence\, red t
 eam\, data collection\, labeling\n   and identity verification. His work s
 its at the center of the agentic\n   fraud arms race: partnering with ML o
 n the development of models for\n   supporting all ID templates\, deepfake
  detection\, presentation attacks\,\n   document tamper\, alteration\, liv
 eness and AI detection. Jorge has led\n   fraud ring detection initiatives
  using graph-based identity linkage to\n   uncover coordinated attack netw
 orks and has run high-stakes technical\n   evaluations against fraud rings
  targeting neobanks and payment\n   platforms. He has also hardened SDKs a
 gainst injection and\n   deepfake-based attacks for major financial instit
 utions and fintechs\n   and developed model governance and evaluation fram
 eworks used to\n   benchmark fraud detection performance in production. He
  brings a\n   builder’s perspective to the fight against AI-driven fraud
 \, having\n   scaled operations and detection systems across multiple coun
 tries. He\n   is based in the San Francisco Bay Area.\n\n   SpeakerBio:  S
 anjeev Sharma\, Director\, Payments Product\, GoFundMe\n\n   Sanjeev has b
 een building payment products since 2013\, beginning his\n   career at Vis
 a as part of the original Visa Token Service (VTS)\n   product team. He pl
 ayed a key role in launching and commercializing\n   VTS across multiple c
 ountries and continents\, helping drive the\n   adoption of tokenized paym
 ents at global scale. He later joined Meta\,\n   where he worked on paymen
 ts across the family of apps\, including\n   helping launch WhatsApp Payme
 nts in India. Today\, Sanjeev is a Product\n   Manager in the Payments Pro
 duct Group at GoFundMe\, where he focuses on\n   building secure\, scalabl
 e payment experiences that help people support\n   one another around the 
 world.\n\n   '\n\n   1. #LVCCW_Level1_Hall3\n\n\n
DTEND:20260807T183000Z
DTSTART:20260807T174500Z
LOCATION:Payment Village - LVCCW Level 1 Hall 3 1104 (Creator Stage 4)
SUMMARY:The Future of Payments: AI\, Agentic Commerce and the Next Wave of 
 Innovation
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